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Begin Retirement Income Planning Today

It’s never too soon to begin planning for retirement. Developing robust, complete retirement income planning and retirement tax planning will secure your financial future and help you meet your short-term and long-term financial goals. Suppose you’re unsure why retirement planning is important, or you feel overwhelmed and don’t know where to begin. In that case, our experienced, knowledgeable team at Sun Cities Financial Group in Phoenix, AZ, can help. We offer professional guidance and education on making sound investments and securing a comfortable retirement.

Understanding Retirement Planning

Retirement planning allows you to identify your income goals and determine what is needed to reach those goals. Our team will help you identify income sources, create a savings program, make healthy, reasonable investments, manage your portfolio, and size up your assets and risk. A sound, comprehensive retirement plan can ensure financial stability leading up to and during your retirement years. Our team of experts is dedicated to helping each client navigate the complexities of retirement income planning and retirement tax planning. As we proceed, we will walk you through every step of the process, so you will have the information you need to make informed decisions about your retirement planning.

When we begin working with you on retirement planning, we will use these factors to identify the most useful tools to use to begin building retirement savings:

  • Income sources
  • Retirement goals
  • Savings & expenses
  • Portfolio monitoring
  • Investment strategies
Retirement Planning Services in Phoenix, AZ

Assessing Retirement Needs

To assess your personal financial needs for retirement, we consider your age, when you plan to retire, your assets and expenses, and your risk appetite. This will help us understand how much you need to save during the years leading up to your retirement. We will then discuss your desired retirement lifestyle, projected healthcare expenses, inflation, and longevity. This will create a more well-rounded understanding of your retirement goals and needs and how we can help you reach them. We encourage clients to consider their short-term and long-term financial goals leading up to retirement so that we can create a financial and investment service that works for you in every life stage. Our team will work closely with you throughout the process to conduct a comprehensive retirement needs assessment.

Developing a Retirement Strategy

Retirement planning is a multi-step process, and each element will evolve and change over time as your needs evolve and change. No retirement plan is static – it must remain flexible to ensure it continues to offer you the best chance of reaching your financial goals. Our team develops customized retirement strategies for clients designed to meet their needs and goals at each life stage leading up to retirement. Our comprehensive long-term financial retirement planning strategies include the following:

  • Retirement Income Planning – We consider your time horizon, retirement spending needs, after-tax rate of investment returns, risk tolerance, investment goals, and other tools and strategies to determine how to grow and build your retirement funds.
  • Retirement Tax Planning and Tax Optimization – Once you begin taking distributions from your retirement accounts, taxes will become a big issue. Most retirement accounts are taxed as ordinary income tax, and you might pay as much as 37% in taxes. We help clients identify tax-free investment options and tax optimization strategies to maximize their retirement income.
  • Investment Management – We assist you with making financial investments that yield maximum income at limited tax liability so that you can begin to grow wealth in preparation for retirement.
  • Long-Term Financial Planning – Our long-term financial planning services consider your personal care and health needs and how they will evolve. We identify strategies to ensure you have ample financial padding for long-term care services so that the burden won’t be placed on your family.

Why Choose Sun Cities Financial for Retirement Planning

We have provided comprehensive financial and investment services to individuals and families in Arizona for more than 15 years. We have built strong relationships with banks and brokerage houses and advocate strongly for our client’s best interests. We work hard for every client so that they can rest easy knowing they have a secure financial future and that all risks are accounted for. Our experts are dedicated to offering the highest levels of financial planning, retirement planning, and investment strategies. When you partner with us for retirement planning, we will help you obtain the highest yields while mitigating risks.

Contact Us to Schedule a Consult for Retirement Planning

Contact us to schedule a consultation with our team to discuss retirement planning in Phoenix, AZ. Your personalized consultation will include discussing your retirement goals, income, and assets and how we can develop a comprehensive retirement plan that works for you. Call us or contact us online to get started.

Learn How We Can Help You with Financial Investments!